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Private Health Plan Options and Alternatives

Private health plan options are available to those who either do not qualify for the “affordable” major medical insurance.  Or those who simply wish to keep their healthcare out of the hands of the government.  There are plans that meet the ACA (Affordable Care Act) “Obamacare” guidelines, but there are also many plans that are not governed by the ACA.  These plans can range from short term policies to health shares, but they can also include carrier plans directly from the insurance carrier and not through Healthcare.gov.

It is important to understand that not all major medical health insurance plans can be purchased with a premium tax credit.  However, your enrollment in a major medical health insurance plan does protect you from the potential tax penalties for being uninsured according to the individual mandate.

With many of the health insurance options changing, rates skyrocketing, networks shrinking and overall confusion about coverage is at a record high we recommend that you contact us and consult a licensed agent to assist with your application and plan selection.

Using an agent is 100% free to you as a consumer as rates are set by the carrier and we do not charge any additional costs during the enrollment process.