Cover Oregon Enrollment Assistance
Instant Online Application Assistance and Rates. We’re a Certified Cover Oregon Agency.
All Information Submitted on this website is Private and NOT Sold to Hundreds of Insurance Agents LIKE OTHER SITES.
We are an independent insurance agency in Oregon. The ideal one stop insurance shopping marketplace for Oregonians. We find the best combination of value and services from the top insurers for our clients. Founded in 2012, Portland Benefits Group agents have helped thousands of people navigate a confusing (and ever-changing) insurance system. We’re always here when you need us. You don’t have to sit on hold with an exchange or an insurance company.
Call 503-828-1970 For Assistance
Portland Benefits Group is a Licensed Health and Life Agency certified by Cover Oregon to explain benefits on any Oregon health plan and assist you with your application. Click Here to view rates and apply.
Assistance with your Cover Oregon Application:
Dear Insurance Shopper,
With high premiums and high deductibles, getting insurance is about trying to find a balance between coverage that lets you sleep at night and premiums that let you eat during the day. A good agent can assist you all of your options under the law, from using the exchange to helping you purchase insurance privately.
Obamacare is confusing and if you choose the wrong plan you could be forfeiting thousands of dollars in government assistance.We can help you understand all of your options under the new law, and assist you with the Cover Oregon application process.
David Taxer Licensed Agent NPN# 16520021 Will Answer Your Questions. Health and Life Licenses held for OR, WA, CA, AZ, TX, MI, OH, PA, VA, NC, and SC.
As a Licensed and Exchange Certified Health and Life Agent I can submit your Cover Oregon application electronically. Agents like myself have been able to do so since late November. I can show you the plans, discuss networks, and let you know if tax credits and reduced premiums are available for you through Cover Oregon, or help you shop privately if you are not elighible for a subsidy.
Cover Oregon Application Assistance
Individuals who intend to file an application with Cover Oregon for medical health insurance should be aware that the application requires accurate assessments of their income to qualify for your tax credit, which is estimated and portioned out so that your monthly premium for your families health insurance is partially paid for each month. An agent can advise you on the size of your tax credit as well as what strategies should be taken to get the best results. Since the tax credit is advanced to you, if you underestimate your income then the IRS may want some of their money back, so I generally recommend overestimating your income at least a little bit. By how much tends to be a case-by-case basis as everyone has a diferent situation.
Applications can be submitted over the telephone, by mail, or eventually online by consumers at coveroregon.com. A patchwork online application has been released by the State. Instructions and the links are below. For assistance contact David Taxer at PBG. If you do intend to attempt an online application by yourself, here are the instructions from Cover Oregon’s webpage.
Why Use A Cover Oregon Agent
If you are shopping for an individual plan, a licensed health insurance agent can help. Agents can help you compare plans, fill out an insurance company application and assist with claim and billing issues.
How are Agents Paid?
Agents are paid by Cover Oregon. However, the insurance company pays their fee and it is already built into the cost of the premium. That means you don’t pay any more for insurance if you use an agent.
Links to Enrollment information:
TOP 9 MOST IMPORTANT HEALTHCARE REFORM FACTS
Portland Benefits Group
- With high premiums and high deductibles, getting insurance is about trying to find a balance between coverage that lets you sleep at night and premiums that let you eat during the day.
- The deadline to avoid the fine is March 31. Coverage may still be applied for through Cover Oregon until April 31 however you may still pay the fine.
- If you have not applied for insurance by then, and you do not meet the strict guidelines for financial hardship, you will be subject to a fine.
- The fine is 1% of your household income for each adult in your household without qualified coverage.
- A family of 4 making up to $94,200 is still eligible for a tax credit applied directly to your monthly insurance premium. You only pay the difference.
- If you do not qualify for subsidies there are still affordable plans you can get and avoid the penalty
- If those are still unaffordable there are other alternatives without the required preventative care, that give you coverage, but may subject you to the penalty.
- These much less expensive alternative plans, even with the penalty, are generally less expensive than Obamacare plans.
- One way to reduce costs is to purchase a less expensive Bronze plan and combine that with gap
PDX metro area:
Beaverton, Clackamas, Gresham, Hillsboro, Lake Oswego, Milwaukee, Oregon City, Portland, Tigard, Tualatin, West Linn, Wilsonville
Surrounding area: Banks, Barlow, Camas, Canby, Clatskanie, Coumbia City, Cornelius, Forest Grove, Gaston, Happy Valley, Marquam, McMinnville, Molalla, North Plains, Raineer, Sandy, Scapoose, St. Helens, Troutdale, Vernonia
Willamette Valley Area:
Albany, Alsea, Amity, Aurora, Aumsville, Aurora, Brownsville, Brooks, Canyonville, Carlton, Corvallis, Coburg, Cottage Grove, Creswell, Culp Creek, Culp Creek, Dallas, Dayton, Detroit, Donald, Dundee, Eugene, Falls City, Gates, Gervais, Halsey, Harrisburg, Independence, Jefferson, Junction City, Keizer, Lebanon, Lowell, Lyons, Mill City, Millersburg, Mt.Angel, Molalla, Monmouth, Newberg, Oakridge, Oregon City, Philomath, Salem, Scio, Scott Mills, Sheridan, Silverton, Sodaville, Springfield, Stayton, St. Paul, Sublimity, Sweet Home, Tangerit, Turner, Veneta, Walterville, Waterloo, Willamina, Woodburn, Yamhill
Ashland, Butte Falls, Cave Junction, Canyonville, Central Point, Dillard, Drain, Eagle Point, Elkton, Glendale, Glide, Gold Hill, Grants Pass, Jacksonville, Klamath Falls, Malin, Medford, Merlin, Myrtle Creek, Oakland, Phoenix, Prospect, Riddle, Rouge River, Roseburg, Shady Cove, Sutherlin, Talent, Umpqua, White City, Winchester, Winston, Wolf Creek, Yoncalla
Oregon Coast Area:
Astoria, Lincoln City, Newport, Bay City, Beaver, Cannon Beach, Depoe Bay, Dunes City, Florence, Garibaldi, Gearhart, Gleneden Beach, Hebo, , Manzanita, Neahkahnie, Nehalem Mapleton, North Coast Otter Rock,Oceanside, Pacific City, Rockaway Beach, Seaside, Tillamook, Warrenton, Wheeler Central Coast Reedsport, Seal Rock, Siletz, Toledo, Waldport, Winchester Bay, Yachats South Coast Agness, Bandon, Brookings, Charleston, Coos Bay, Coquille, Gold Beach, Lakeside, Myrtle Point, North Bend, Port Orford, Powers, Wedderburn
CITIES: Adel, Adrian, Brightwood, Burns, Camp Sherman, Cascade Locks, Cascadia, Chemult, Chiloquin, Crescent, Crescent Lake, Detroit, Diamond, Diamond Lake, Drew, Drewsey,Estacada, Frenchglen, Fort Klamath, Gates, Gilchrist, Government Camp, Hines, Idanha, Jordan Valley, Juntura, Klamath Agency, Lakeview, McKenzie Bridge, Mill City, North Umpqua, Nyssa, Oakridge, Ontario, Plush, Prospect, Rhododendron, Sandy, Warm Springs, Welches, Westfir, Zigzag AREAS: Crater Lake National Park, Deshutes National Forest, Fremont National Forest, Mount Hood National Forest, Rogue River National Forest, The Three Sisters, Umpqua National Forest, Vale Willamette National Forest, Winema National Forest
Central Oregon Areas:
Antelope, Arlington, Bend, Brothers, Condon, Culver, Dufur, Fossil, Grass Valley, Hampton, La Pine, Lonerock, Madras, Maupin, Metolius, Mitchell, Moro, Mosier, Paulina, Post, Prineville, Redmond, Rowena, Rufus, Shaniko, Spray, Sisters, Sunriver, The Dalles, Wasco
North-east Oregon service area:
Adams, Arlington, Athena, Baker City, Boardman, Canyon City, Condon, Cove, Dayville, Echo, Elgin, Enterprise, Fossil, Greenhorn, Haines, Halfway, Heppner, Hermiston, Huntington, Imbler, Imnaha, Irrigon, Island City, John Day, Joseph, La Grande, Lexington, Long Creek, Lostine, Medical Springs, Milton-Freewater, Monument, Mt Vernon, North Powder, Oxbow, Pendleton, Pilot Rock, Prairie City, Richland, Seneca, Summerville, Sumpter, Ukiah, Umatilla, Union, Unity, Wallowa, Weston AREAS: Hell’s Canyon