Obamacare Alternatives

Alternatives to Obamacare for Americans

We will help you understand all of your options under the new law and will be here to help you afterwards.


 Miss Obamacare open enrollment? Didn’t pay for your Obamacare plan? Lost your coverage? Not getting an Obamacare subsidy? Obamacare Too Expensive?


Many people didn’t get or can’t get an Obamacare plan, for a variety of reasons, or they didn’t keep the plan they signed up for.

Does that describe you? Are you looking for an alternative to the Obamacare health exchange and expensive plans?

You don’t have to be without protection. There are still options under the new Obamacare law and alternatives to purchasing Obamacare insurance.

Getting insurance is about finding a balance between coverage that lets you sleep well at night and premiums that let you eat during the day.

3 options for low cost protection for you and your family:



As licensed agents, we can explain how the ACA works and what your options and alternatives are. 

Purchasing these coverages could subject you to a tax-penalty

All Information Submitted on this website is Private and NOT Sold to Hundreds of Insurance Agents LIKE OTHER SITES.


Obamacare Alternatives for Individuals and Families

Portland Benefits Group generally recommends Short Term Medical Insurance as an alternative to the costly Obamacare health insurance. The coverage is similar except the short term insurance does not include the mandatory preventive care that Obamacare requires. STM is the best alternative to Obamacare. It is about half the cost of Obamacare insurance and has far lower deductible available. Rates can be viewed here

Obamacare Alternatives for Employers